Online e-Pocket Account Opening in the comfort of your home

What is e-Pocket?

e-Pocket allows new to bank customer with MyKad to open an account online that comes along with a Virtual Debit Card. Customers can apply e-Pocket via Bank of China Mobile Banking Application and be able to make transaction anytime, anywhere upon successfully opened an e-Pocket.     


            Tap & Go!                                 Anytime, Anywhere, At your convenience


Features of e-Pocket

        Checking your banking details


           Go cashless and make your payment via DuitNow QR, UnionPay QR


     Fund transfer to any bank and mobile number


     JomPAY bill payment & Online e-commerce purchases


     e-Statement will be provided on a monthly basis


  • Malaysia citizen with MyKad and aged 18 years old and above
  • New to Bank Retail Individual customers

How does e-Pocket work?

Step 1

Download BOC Mobile Banking App (International Version) > Select 'e-Pocket Application' at Home Page


Step 2

Click to read the Terms & Conditions and submit > Input mobile phone number > Received SMS OTP for verification


Step 3

Take photo of your front and back MyKad and take a selfie as per instructions appear on screen.


Step 4

Customer to input personal information and create initial password, select 'Confirm' if the information.


Step 5

Upon e-Pocket Application successful, you will receive a SMS with your mobile banking username.


Step 6

Now, change a new username and a new password to log in to your account!


Click here for more information: e-Pocket Application Procedures


e-Pocket Limit

e-Pocket Account
Balance Limit
  • Minimum account balance to maintain is RM0
  • Maximum account balance at any time of RM5,000


e-Pocket Account
Transaction Limit

  • Daily debit transaction accumulate up to RM5,000
  • Monthly debit transaction accumulate up to RM30,000
  • Yearly debit transaction accumulate up to RM60,000

Virtual Debit Card
Transaction Limit
  • Maximum transaction limit of RM2,000 per transaction
  • Maximum transaction limit of RM5,000 per day

Download Now!