Online e-Pocket Account Opening in the comfort of your home

What is e-Pocket?

e-Pocket allows new to bank customer with MyKad to open an account online that comes along with a Virtual Debit Card. Customers can apply e-Pocket via Bank of China Mobile Banking Application and be able to make transaction anytime, anywhere upon successfully opened an e-Pocket.     

                                                                 

            Tap & Go!                                 Anytime, Anywhere, At your convenience

 

Features of e-Pocket

        Checking your banking details

 

            Go cashless and make your payment via DuitNow QR, UnionPay QR

 

       Fund transfer to any bank and mobile number

 

     JomPAY bill payment & Online e-commerce purchases

Eligibility

  • Malaysia citizen with MyKad and aged 18 years old and above
  • New to Bank Retail Individual customers

How does e-Pocket work?

Step 1

Download BOC Mobile Banking App (International Version) > Select 'e-Pocket Application' at Home Page

 

Step 2

Click to read the Terms & Conditions and submit > Input mobile phone number > Received SMS OTP for verification

 

Step 3

Take photo of your front and back MyKad and take a selfie as per instructions appear on screen.

 

Step 4

Customer to input personal information and create initial password, select 'Confirm' if the information.

 

Step 5

Upon e-Pocket Application successful, you will receive a SMS with your mobile banking username.

 

Step 6

Now, change a new username and a new password to log in to your account!

 

Click here for more information: e-Pocket Application Procedures

 

e-Pocket Limit


e-Pocket Account
Balance Limit
  • Minimum account balance to maintain is RM0
  • Maximum account balance at any time of RM5,000

 

e-Pocket Account
Transaction Limit

  • Daily debit transaction accumulate up to RM5,000
  • Monthly debit transaction accumulate up to RM30,000
  • Yearly debit transaction accumulate up to RM60,000

Virtual Debit Card
Transaction Limit
  • Maximum transaction limit of RM2,000 per transaction
  • Maximum transaction limit of RM5,000 per day
 

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