MM2H Medical Insurance allows you to continue enjoy medical treatment while you building the second home in Malaysia. You can utilize the medical card to pay for your hospital bills, when you are required to admit hospital for medical treatments in Malaysia, when you are sick or accidentally injured. The high medical cost will not interrupt you in achieving your financial goals; and maintain your lifestyle.

• Tailored specifically for participants and applicants of the MM2H program from any non – Malaysia nationality.
• Simplified application process ·
• Medical Card for hospital admission ·
• Waived deposit when admitted to panel hospitals.

• Minimum age : 30 days
• Maximum age : 60 years old
• Individual residing in Malaysia from any foreign nationality who apply for MM2H programme can apply 
• Policy Renewal is available until age 75
• Pre-medical check is required for all applicants.

• The first 30 days of the policy (waiting period).
• The first 120 days for specific illnesses.
• Pre-existing conditions during the first 12 months of coverage.
• Birth defects or congenital abnormalities.
• Dental treatments and surgeries.
• Contraception, infertility treatments, pregnancy, and miscarriages.
• Eye and ear check-ups, including vision correction procedures.
• Intentional self-harm, suicide, or attempted suicide.
• Sexually transmitted diseases (STDs), HIV, and AIDS.
• Gender reassignment surgeries, psychiatric disorders, or neurological conditions.
• Cosmetic or plastic surgery, including circumcision.
• Injuries from war, terrorism, participation in riots, or civil unrest.
• Routine medical check-ups, preventive care, or hospital stays for examinations.
• Injuries or illnesses from participating in high-speed races (except running) or private flying.
• Treatments for sleep disorders such as snoring or sleep apnea.
• Non-medical expenses such as TV, telephone charges, and other personal costs during hospitalization.
• Expenses related to gender reassignment procedures.

For more information, please contact our MM2H Desk at branches below:

• Kuala Lumpur Main Branch: 603-2387 8851 / 603-2387 8174
• Penang Branch: 604-258 8813 / 604-258 8812
• Johor Bahru Branch: 607-353 0888

Or, you may also contact our Customer Service Careline at +603-2059 5566 during office hour; or email: callcenter@bankofchina.com.my.

• Product Leaflet 
• Policy Wording

MM2H Medical Insurance is underwritten by Generali Insurance Malaysia Berhad (formally known as AXA Affin Generali Insurance Berhad (Company No: 197501002042 (23820-W), a company licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia. It is a member of Perbadanan Insurans Deposit Malaysia (PIDM). The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Malaysia or PIDM. (visit www.pidm.gov.my). Great Wall Annual Travel Insurance is distributed by Bank Of China (Malaysia) Berhad (Company No:200001008645 (511251-V). Bank Of China (Malaysia) Berhad is a Licensed Bank under Bank Negara Malaysia. Assistance provided by Bank Of China (Malaysia) Berhad includes claims assistance, complaints or product information, please walk into any of our branches for further assistance.