We understand that your car is one of your most prized possessions. More than just a motor vehicle, it is an extension of yourself. Besides covering accidents and theft, it offers optional add-on to cover for the loss or damage of your smart car key, damage from flood, storm, or other convulsions of nature or Personal Accident Plan for you, the driver and your passengers.

• A comprehensive plan that covers the basic.
• Provides insurance against liability to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.
• Enjoy the freedom to choose your own add-on at an additional premium.
• Optional Add-On: Full Special Perils. Provides cover for loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence, or sinking of the soil/earth or other convulsions of nature.
• Optional Add-On: Waiver of Compulsory Excess. Waiver of the compulsory excess of RM400 if policyholder/you or the person driving your car (1) is under 21 years old; (2) holds a Provisional (P) or Learners (L) driver’s license; or (3) is not named in the Schedule as a named driver.
• Optional Add-On: Strike, Riot and Civil Commotion. Covers the car against loss or damage due to strike, riot and civil commotion.
• Optional Add-On: 24-Hour Unlimited Towing Service. MSIG Motor Assist will tow the car for an unlimited distance to the workshop/home at no additional cost. (Unlimited in Malaysia and Singapore; Thailand and Brunei limited to 130km - round trip).
• Optional Add-On: EZ Mile (Pay-As-You-Drive). Provides you a choice of plans with different mileage that lets you pay-as-you-drive and save on premium to suit your usage during the year.
• The motor add-on listed above is non-exhaustive. Please refer to the policy wording for all the optional motor add-on available under this policy.
  

• The car is used for “social, domestic and pleasure purposes and for the policyholder's business”.
• The driver must hold a valid driving license of the relevant type and is not disqualified to drive by law or for any other reason.
   

• Please refer to the product materials for more information.
• The policy does not cover losses, such as: Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages. War and related risks. For the full list of exclusions, please refer to the Policy Document.
• This insurance product is underwritten by MSIG Insurance (Malaysia) Bhd [Company No:197901002705 (46983-W)]. MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
• This insurance product is distributed by Bank Of China (Malaysia) Berhad (Company No:200001008645 (511251-V). Bank Of China (Malaysia) Berhad is a Licensed Bank under Bank Negara Malaysia. Assistance provided by Bank Of China (Malaysia) Berhad includes product enquiries, claims assistance or complaints, please contact us for further assistance.
• By clicking on the link below, you will leave Bank of China (Malaysia) Berhad＊s page and by doing so, our Privacy Notice shall cease.
  

Download:

• PIDM's TIPS Brochure
• Product Disclosure Sheet
• Policy Wordings
• Optional Motor Add-on

Policy Service Enquiry

• For more information, please call Bank of China (Malaysia) Berhad at +603-2059 5566 within office hours; or
• Email: callcenter@bankofchina.com.my;

External Link Disclaimer

You will be redirected to MSIG Insurance (Malaysia) Bhd in a moment, click below "Buy Online" to proceed.
By doing so , you shall acknowledged that in the next step you will be redirected to MSIG Insurance (Malaysia) Bhd and shall be solely responsible for any purchase decisions, as well as for profits or losses that may arise, if any.

Things to know before purchase online:

In order to better protect your interest, before continue to purchase insurance online, you are reminded to consider factors as below:

1. Insurable Objective: Your priority objective is for protection (such as life, accident, injury & etc), or preparation for medical and health (such as: hospitalization & etc).
2. Coverage Tenor: Protection period should be more than your preference coverage period.
3. Premium Tenor: Maximum premium paying period of the plan chosen should be within your committed premium paying period.
4. Affordability: Premium amount should be not more than 50% of your Annual Income or Net Asset Value.
5. You are located in Malaysia. This is because agreement signed out of Malaysia territory will not be protected by law and regulations of Malaysia.
   

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