MSIG Lady Motor Plus Insurance

Women today embrace many roles, from mothers and homemakers to colleagues and entrepreneurs. For the modern woman you are, we support your aspirations and strive to provide you with greater peace of mind on the road.
With Lady Motor Plus Insurance, your car is insured against accidents and damage caused by flood and nature-related events. More importantly, you have a special Personal Accident protection bundled in, and allowances that will help you get through an accident.

Key Benefits

  • A comprehensive plan that covers the basic. Provides insurance against liability to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.
  • Packaged with 5 additional benefits that cater to the safety needs of women drivers.
  • Packaged benefit 1: Policyholder’s Personal Accident. Provide cover against death or permanent disablement up to RM50,000 caused by road accident.
  • Packaged benefit 2: Full Special Perils. Provides cover for loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence, or sinking of the soil/earth or other convulsions of nature.
  • Packaged benefit 3: Inconvenience Relief Allowance. One-time lump sum of RM1,000 in the event of total loss, theft of your car, or damage to your car due to flood.
  • Packaged benefit 4: Loss or Damage to Personal Belongings. Provides a one-time compensation of RM1,000 for the loss or damage to your or your authorised driver’s personal belongings due to snatch theft or when your car is involved in an accident.
  • Packaged benefit 5: Transportation Allowance. Provides an allowance of RM100 to cover your transportation expenses when your car is involved in an accident and towed to an approved workshop for repair.
  • Improve your coverage with motor add-on at additional premium.
  • Optional Add-On: Strike, Riot and Civil Commotion. Covers the car against loss or damage due to strike, riot and civil commotion.
  • Optional Add-On: 24-Hour Unlimited Towing Service. MSIG Motor Assist will tow the car for an unlimited distance to the workshop/home at no additional cost. (Unlimited in Malaysia and Singapore; Thailand and Brunei limited to 130km - round trip)
  • Optional Add-On: EZ Mile (Pay-As-You-Drive). Provides you a choice of plans with different mileage that lets you pay-as-you-drive and save on premium to suit your car usage during the year.
  • The motor add-on listed above is non-exhaustive. Please refer to the policy wording for all the optional motor add-on available under this policy.

Eligibility

  • Female vehicle owners aged 17 years old and above with a valid driving license.
  • While authorised driver means any person, male or female, who drives your vehicle with your consent or permission provided he or she holds a valid driving license of the relevant type and is not disqualified to drive by law or for any other reason.

Important Notes

  • Please refer to the product materials for more information.
  • The policy does not cover losses, such as: Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages. War and related risks. For the full list of exclusions, please refer to the Policy Document.
  • This insurance product is underwritten by MSIG Insurance (Malaysia) Bhd [Company No:197901002705 (46983-W)]. MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
  • This insurance product is distributed by Bank Of China (Malaysia) Berhad (Company No:200001008645 (511251-V). Bank Of China (Malaysia) Berhad is a Licensed Bank under Bank Negara Malaysia. Assistance provided by Bank Of China (Malaysia) Berhad includes product enquiries, claims assistance or complaints, please contact us for further assistance.
  • By clicking on the link below, you will leave Bank of China (Malaysia) Berhad’s page and by doing so, our Privacy Notice shall cease.

 

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Policy Service Enquiry

  • For more information, please call Bank of China (Malaysia) Berhad at +603-2059 5566 within office hours; or
  • Email: callcenter@bankofchina.com.my;

 

External Link Disclaimer

You will be redirected to MSIG Insurance (Malaysia) Bhd in a moment, click below "Buy Online" to proceed.
By doing so , you shall acknowledged that in the next step you will be redirected to MSIG Insurance (Malaysia) Bhd and shall be solely responsible for any purchase decisions, as well as for profits or losses that may arise, if any.

Things to know before purchase online:

In order to better protect your interest, before continue to purchase insurance online, you are reminded to consider factors as below:

  1. Insurable Objective: Your priority objective is for protection (such as life, accident, injury & etc), or preparation for medical and health (such as: hospitalization & etc).
  2. Coverage Tenor: Protection period should be more than your preference coverage period.
  3. Premium Tenor: Maximum premium paying period of the plan chosen should be within your committed premium paying period.
  4. Affordability: Premium amount should be not more than 50% of your Annual Income or Net Asset Value.
  5. You are located in Malaysia. This is because agreement signed out of Malaysia territory will not be protected by law and regulations of Malaysia.

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