MSIG Pet Insurance

Your pets are like members of your family and we know how important they are to you. When your beloved pet falls ill or suffers an injury, medical treatment may be inevitable but can be very costly. MSIG Pet Insurance can help reduce the financial burden of high veterinary bills and related expenses that comes along with responsible pet ownership. Protect your pet today against illness, injury, death, and much more, with our affordable plans!

Key Benefits

  • Premium distinction: Based on the type of pet of either cats or dogs.
  • Medical Benefit: Covers veterinary bills for your pet’s injuries and illnesses. Freedom to visit any licensed veterinary clinic in Malaysia.
  • Death Benefit: Reimburses the purchase price or adoption fee when an accidental injury or illness results in the death of your pet.
  • Burial or Cremation Costs: Reimburses the burial or cremation costs of your pet.
  • Advertising & Reward Costs for Recovery of Missing Pet: Reimburses the cost of advertising and reward for recovery of your pet.
  • Boarding Kennel & Cattery Fees: Reimburses the boarding kennel and cattery fees of your pet if you are hospitalised.
  • Third Party Liability: Covers all legal costs and necessary expenses incurred due to accidental injury or damage to property belonging to third parties caused by your pet.

Eligibility

  • Your pet must be a cat or a dog, micro-chipped, duly licensed, not under banned or restricted breeds by the Government or Public or Local Authority and aged between 12 weeks to 9 years. Any banned or restricted breeds, working pets, pre-existing injuries or physical disabilities will be excluded.
  • Pet Owner must be at least 18 years old and own the pet at the time of applying insurance.
  • Residence - Your pet must reside permanently with you at the address within Malaysia stated in the schedule whilst the policy is in force.
  • Limit of Compensation - You are entitled to purchase only one Pet Insurance Policy for the same period of insurance including overlapping of period of insurance and shall not be covered under more than one such policy.
  • Cash Before Cover - This insurance shall not be effective unless the premium due has been paid.

Important Notes

  • Please refer to the product materials for more information.
  • MSIG Pet Insurance does not cover behavioural illness, elective procedures, food, grooming, pregnancy and any pre-existing conditions that your pet showed signs of before you took out the insurance, or during the waiting period. For the full list of exclusions, please refer to the Policy Document.
  • This plan is underwritten by MSIG Insurance (Malaysia) Bhd Registration No. 197901002705 (46983-W); and distributed by Bank of China (Malaysia) Berhad（200001008645/511251- V）.
  • When you agreed to redirect to visit the Insurer’s website and leaving Bank of China (Malaysia) Berhad’s page as such our Privacy Notice shall cease.
  • MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG or PIDM (visit www.pidm.gov.my)

 

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Policy Service Enquiry

  • For more information, please call Bank of China (Malaysia) Berhad at +603-2059 5566 within office hours; or
  • Email: callcenter@bankofchina.com.my;

 

External Link Disclaimer:

You will be redirected to MSIG Insurance (Malaysia) Bhd in a moment, click below "Buy Online" to proceed.
By doing so , you shall acknowledged that in the next step you will be redirected to MSIG Insurance (Malaysia) Bhd and shall be solely responsible for any purchase decisions, as well as for profits or losses that may arise, if any.

Things to know before purchase online:

In order to better protect your interest, before continue to purchase insurance online, you are reminded to consider factors as below:

  1. Insurable Objective: Your priority objective is for protection (such as life, accident, injury & etc), or preparation for medical and health (such as: hospitalization & etc).
  2. Coverage Tenor: Protection period should be more than your preference coverage period.
  3. Premium Tenor: Maximum premium paying period of the plan chosen should be within your committed premium paying period.
  4. Affordability: Premium amount should be not more than 50% of your Annual Income or Net Asset Value.
  5. You are located in Malaysia. This is because agreement signed out of Malaysia territory will not be protected by law and regulations of Malaysia.

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