Unit Trust
Product Introduction
Unit Trusts are a form of collective investment scheme that allows customers with similar investment objectives to pool their funds together in order to invest in a portfolio of assets. The pool is managed by a team of full time professionals and a trustee is appointed to protect the interests of the unit holders. Unit trusts allow customers to have easy access to a wide range of investments tools not normally or easily available to them. As customers seek to maximize returns on their financial resources, unit trusts provide an ideal way for them to gain exposure to investments which have potential to provide better returns as compared to normal deposit accounts.
Key Benefits
- Diversification
- Liquidity
- Affordability
- Access to various asset classes
- Wholesale investment costs
Eligibility
- BOCM customers with a valid identity card or Passport.
- Investors must have an existing savings account or current account with BOCM.
Fund Category
| Fund Category | Fund Type | Asset Allocation |
|---|---|---|
| Fixed Income | Income | Up to 100%* investment into fixed income securities including but not limited to Bond / Fixed Income / Money Market Fund |
| Balanced | Balanced | Mixture of investment into both Fixed Income and Equity category. Asset allocation ranges from 50%:50%* to as high as 20%:80%*, vice versa |
| Equity | Growth | Up to 98%* investment into equity or equity related instrument |
*Asset allocation for each fund differs from the above depends on its prospectus, which is approved by Securities Commission (SC).
Fund Risk Rating
| RISK RATING | RISK PROFILE | DESCRIPTION |
|---|---|---|
| 1 | CONSERVATIVE | Investors who seek a consistent and dependable income rather than huge profits that comes through higher risks. |
| 2 | CAUTIOUS | Investor who take extremely low levels of risk and are usually only capable of generating modest returns. |
| 3 | MODERATE | Investor who seek to minimize the risk in his/her portfolio by adding a few stable stocks. Moderate investors tend to make lower profits but get more stability in the portfolio. They are somewhat protected against the volatility of the market. |
| 4 | ASSERTIVE | Investor who seek security through a balance investment portfolio containing a broad spread of quality investments for a medium to long term. |
| 5 | AGGRESSIVE | Investors focus on high return investments in the short to medium term. To achieve these high returns, they are willing to take higher risk. They aim at outperforming the market with their investment portfolio through quick adjustments. |
Business Hour
Monday to Friday (except Public Holidays) 09:30 -16:00
Purchase Channel
Bank of China (Malaysia) Berhad nationwide branches, please click here >> or eWealth Banking
Please refer to the licensed Relationship Manager at the nearest Branch.
e-Statement - Investment Portfolio Account
eSTATEMENT IS NOW AVAILABLE FOR INVESTMENT PORTFOLIO ACCOUNT!
Please click here for more information.
