Bank of China (Malaysia) Berhad Historical Trend of Reference Rate Since Year 2015

Please find below Bank of China (Malaysia)’s Berhad published Standardised Base Rate (SBR), Base Rate (BR), Base Lending Rate (BLR) and Indicative Effective Lending Rate (IELR):-




  • The SBR was introduced on 1 August 2022. The dark blue line in the graph and the dark blue numbers shows the historical series of the OPR, which is the benchmark rate of the SBR.

  • Indicative effective lending rate refers to the annual indicative effective lending rate for a standard 30 years housing / home loan product with loan amount of RM350K and has no lock in period.