Eligibility

This Campaign is open to targeted Personal Mobile Banking users who receive an email and/or SMS notification from the Bank (“Eligible Participant”).

Note: Targeted Personal Mobile Banking users are defined as customers who have not log into the Mobile Banking App for more than 1 month, while the Current/Savings account(s) remain active.

Campaign Period

1 November 2025 to 31 December 2025

Campaign Mechanic

“Eligible Transactions” of this Campaign refer to the transaction(s) as provided below and are made via App and/or Debit Card during the Campaign Period: 

“Get RM10 Cash Reward when you perform any of the Eligible Transaction(s) for 2 consecutive months with an accumulative of minimum RM100 in a month.”

Eligible Transaction(s) as below:

1. transaction(s) performed via BOCM Mobile Banking App

a. JomPAY

b. DuitNow QR (Local & Cross Border; Pay to Merchant)

2. transaction(s) performed via Debit Card (Mastercard, UnionPay/MyDebit)

a. eCommerce Transaction

 

For avoidance of doubt, transaction(s) which are not posted, subsequently cancelled or refunded, disputed, unauthorized or fraudulent transactions are expressly excluded and shall not be treated as an Eligible Transaction(s).

Campaign Prizes

1. The first 2,400 Eligible Participant(s) who have performed any of the Eligible Transaction(s) for 2 consecutive months with an accumulative of minimum RM100 in a month during the Campaign Period shall be entitled to RM10.00 cash reward (“Cash Reward”). The total Cash Reward pool is capped at RM24, 000 throughout the Campaign Period.

2. The Cash Reward will be awarded to the Eligible Participants on a first come, first served basis after Campaign Period. Each Eligible Participant shall be entitled to one (1) Cash Reward under this Campaign. 

Terms and Conditions for Golden Harvest 4: Hatch Cash Rewards apply. For detailed Terms and Conditions, click here.

Important Notes

1. No enrolment is required.

2. The Cash Reward will be credited to the Eligible Participant’s BOCM account within forty five (45) working days after the end of the Campaign Period.