SME Loan Fees and Charges

No.

Product Name

Fees and Charges Imposed

Quantum of Fees and Charges Imposed (RM)

1

Term Loan

Facility/ Upfront Fee

Up to 1% of the approved limit

(only applicable to loan with purpose of property purchase)

2

Revolving Credit
Term Loan
Overdraft

Late Payment Charges Penalty

Additional interest on the amount overdue will be charged at an additional 1.00% per annum
over the prescribed interest rate from the due date until the date of payment.

3

Revolving Credit
Term Loan
Overdraft

Default Rate

To convert the prescribed rate to 1.00% p.a. above the applicable prescribed rate, from the time of default up to the time of actual payment.

4

Revolving Credit
Term Loan
Overdraft

Letter of Support/ Reference

RM250 per letter

5

Revolving Credit
Term Loan
Overdraft

Audit Confirmation Letter

RM50 per letter

6

Revolving Credit
Overdraft

Commitment Fee

Up to 1.00% p.a. on unutilised amount

7

Overdraft

Excess Fee

1.00% p.a. above the applicable prescribed rate on the excess amount.