Accounts Rate
Effective Date : 3rd March 2025
Banking Services | Fees & Charges |
---|---|
RMB Demand Deposit Account: | |
RMB Physical Note Deposit and Withdrawal | Service Charge:
0.2% on deposit/withdrawal amount* |
Basic Current Account / Normal Current Account : | |
Half yearly service charge | |
All accounts with an average balance during the half year of less than MYR1,000.00 (except for new account opened in June or December). | MYR10.00 |
Issuance of Cheque Book | MYR50.00 (RM1.00 stamp duty per cheque leaf) |
Dishonoured cheque due to : | |
Insufficient funds and effect not cleared |
MYR150.00 |
Stop payment instruction (upon customer request) | MYR10.00 per cheque |
Withdrawal of stop payment instruction | MYR10.00 per request |
Stop payment cheques presented with : | |
Insufficient funds | MYR150.00 |
Sufficient funds | MYR20.00 |
Cheque Processing Fees | MYR0.50 per cheque on cheque issuer |
Temporary Overdrawn | Service Charge: Minimum MYR5.00 per month |
Statement of Accounts | |
Monthly | Free |
Duplicate Statements | MYR2.00 per page, irrespective of the period |
Destruction of Uncollected Cheque Books | MYR30.00 per cheque book |
Audit enquiry/confirmation | MYR50.00 |
Early Closure of Account (Within 3 Months of Account Opened) | MYR20.00 |
Request for retrieval of cheque image | MYR10.00 per request plus the following:
|
Cheque return charges (post-dated cheque) | MYR10.00 per cheque |
Basic Savings Account / Normal Savings Account : | |
Replacement of Savings Account Passbook | |
Lost of passbook  | Per book: Service charge: MYR10.00 + Stamp duty: MYR10.00 |
Due to poor handling | Per book: Service charge: MYR10.00 |
Early Closure of Account (within 3 Months of Account Opened) | Service charge: MYR20.00 |
Dormant Account (Current & Savings Account) : | |
Annual Service Fee | |
With balance more than MYR10.00 | MYR10.00 |
With balance of MYR10.00 and below | Account will be closed and the credit balance is to be absorbed as service fee |
Fixed Deposit Account : | |
Lost of Fixed Deposit Receipt  | Per receipt: Service charge : MYR5.00 + Stamp duty : MYR10.00 |
Foreign Currency Account : | |
Any debit/credit transaction into/ from the Foreign Currency Account | Service Charge : **USD4.00 or its equivalent |
Letter Of Reference Requested By Customer | |
Irrespective of the purpose | Service charge : MYR20.00 per letter |
* Fees will be imposed in Ringgit Malaysia
** Foreign currency exchange based on the prevailing exchange rates