Retail Loans Fees & Charges

Effective Date : December 2019

Banking Services

Fees & Charges

Housing Loan, Flexi Housing Loan, Term Loan, Overdraft:

Set up fee*
*Applicable for loans for the purchase of housing/property only

  • Loan amount up to MYR30,000: MYR50
  • Loan amount MYR30,001– MYR100,000: MYR100
  • Loan amount above MYR100,000: MYR200

Redemption statement

MYR50 per request

Letter of confirmation for EPF withdrawal

MYR20 per request

Retrieval/photocopy of security documents

MYR25 per document per copy

Certified documents/signature verification for Bank of China’s overseas branch

MYR200 per request

Maintenance Fees (applicable for Flexi Housing Loan only)

MYR10 per month

Ad-hoc duplicate loan statement request

MYR2 per page, irrespective of the period

Late Payment Charges (not applicable for Overdraft)

1.00% per annum on the amount in arrears
Excess Fees (applicable for Overdraft only) 1.00% per annum on the excess utilized amount