Retail Loans Fees & Charges
Effective Date : 10 July 2025
Description/ Services |
Fees & Charges (subject to Government tax, if applicable) |
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Set Up fee (applicable for loan for the purchase of housing / property only) |
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Monthly Maintenance Fee (applicable to Flexi Housing Loan) |
RM10 per month |
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Redemption Statement (applicable to Housing Loan / Flexi Housing Loan ) |
RM50 per request |
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Letter of confirmation for EPF withdrawal |
RM20 per request
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Retrieval / photocopy of security documents |
RM25 per document per copy
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| Certified documents/signature verification for Bank of China’s overseas branch | RM200 per request
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Ad-hoc duplicate loan statement request |
RM2 per page, irrespective of the period
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Late Payment Charges (not applicable to Overdraft) |
1.00% per annum on the amount in arrears
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Commitment Fees (applicable to Overdraft facility) |
1.00% p.a. will be charged on the unutilized amount for Overdraft facilities exceed RM250,000 |
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Excess Fees (applicable to Overdraft facility) |
1.00% per annum on the excess utilized amount
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Stamp Duty |
As per Stamp Duty Act 1949 (revised 1989) |
