Retail Loans Fees & Charges
Effective Date : December 2019
Banking Services |
Fees & Charges |
Housing Loan, Flexi Housing Loan, Term Loan, Overdraft: |
|
Set up fee* |
|
Redemption statement |
MYR50 per request |
Letter of confirmation for EPF withdrawal |
MYR20 per request |
Retrieval/photocopy of security documents |
MYR25 per document per copy |
Certified documents/signature verification for Bank of China’s overseas branch |
MYR200 per request |
Maintenance Fees (applicable for Flexi Housing Loan only) |
MYR10 per month |
Ad-hoc duplicate loan statement request |
MYR2 per page, irrespective of the period |
Late Payment Charges (not applicable for Overdraft) |
1.00% per annum on the amount in arrears |
Excess Fees (applicable for Overdraft only) | 1.00% per annum on the excess utilized amount |