Here's what you can expect when you own the UnionPay QR!

 

A quick glimpse of what UnionPay QR's all about!

 
 
 
 

What is UnionPay QR all about?

Shopping is more convenient with UnionPay QR worldwide.

You can now make purchase payments at over 25 million UnionPay merchants via the QR code payment method. Additionally, UnionPay currently has the widest network in China and other countries!

 

Some of the perks you are entitled  

 

Shop and Travel

Make purchase payment with UnionPay QR in China without the need of opening a bank account in China. It is also widely used in 34 countries and is ideal for contactless overseas spending.

Rewards and Privileges

Unlock UnionPay deals and privileges worldwide1

 

Dual Currency Convenience

Flexibility to pay and spend in Ringgit (MYR) and Chinese Yuan (CNY) without extra fees2

 

How does this work?

 

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Click here to view tutorial video.

Here's how you can kick-start your UnionPay QR journey!

 
 

You can either scan the QR code or present the QR code to merchants that accept UnionPay QR. Merchants will then complete the transactions by scanning your QR code.

 

You're keen to explore the benefits of UnionPay QR!

 
 

New to Bank of China Malaysia? All you need to do is walk into any of our branches to apply for both the UnionPay Debit Card and Mobile Banking app, download the app on your phone, and link it to your card to start spending.

Are you an existing UnionPay Debit Card and Mobile Banking app user? Look out for the "Scan" icon on the app, perform the set up steps and start spending now!

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Important Notes:

1. Customers are entitled to UnionPay QR deals available in Malaysia, Hong Kong and Mainland China (coming soon)

2. Retail purchase transactions conducted in Malaysia and overseas will be settled in MYR and transactions conductiod in Mainland China will be settled in CNY. For CNY currency: If you do not have sufficient CNY balance in your account to complete a transaction, we will convert your transaction amount at the prevailing rate with a markup of 1% and charge you in MYR. For other currencies, the entire transaction amount shall be converted at the prevailing rate with a markeup of 1% and charged to you in MYR.

3. Protected by PIDM at up to RM250,000 for each depositor.