MSIG Motor Plus Insurance

MSIG Motor Plus Insurance is a comprehensive motor policy that covers loss or own damage
to your vehicle and liability to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicles. It is also extended to cover full special perils, 24-hour unlimited towing service and other benefits.

Key Benefits

  • A comprehensive plan that covers the basic. Provides insurance against liability to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle.
  • Packaged with 7 preselected add-on benefits for better protection and value.
  • Packaged Benefit 1: Driver’s Personal Accident. Provides cover for the driver and passenger travelling in the insured car against death or permanent disablement due to road accident.
  • Packaged Benefit 2: Full Special Perils. Provides cover for loss or damage due to flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence, or sinking of the soil/earth or other convulsions of nature.
  • Packaged Benefit 3: Legal Liability to Passengers. Provides cover against legal liabilities sought by your passengers against you in the event of an accident due to your negligence.
  • Packaged Benefit 4: Legal Liability of Passengers. Provides cover against legal liabilities sought by third parties against you for the actions of your passengers.
  • Packaged Benefit 5: Waiver of Compulsory Excess. Waiver of the compulsory excess of RM400 if policyholder/you or the person driving your car (1) is under 21 years old; (2) holds a Provisional (P) or Learners (L) driver’s license; or (3) is not named in the Schedule as a named driver.
  • Packaged Benefit 6: Strike, Riot and Civil Commotion. Covers the car against loss or damage due to strike, riot and civil commotion.
  • Packaged Benefit 7: 24-Hour Unlimited Towing Service. MSIG Motor Assist will tow the car for an unlimited distance to the workshop/home at no additional cost. (Unlimited in Malaysia and Singapore; Thailand and Brunei limited to 130km -round trip)
  • Optional Add-on: Waiver of Betterment Cost. Waives the betterment charges arising from original spare parts cost. Exclusive Rate for MSIG Motor Plus Insurance with Sum Insured above RM100,000.
  • Optional Add-On: EZ Mile (Pay-As-You-Drive). Provides you a choice of plans with different mileage that lets you pay-as-you-drive and save on premium to suit your usage during the year.
  • The motor add-on listed above is non-exhaustive. Please refer to the policy wording for all the optional motor add-on available under this policy.

Eligibility

  • The car is used for “social, domestic and pleasure purposes and for the policyholder's business”.
  • The driver must hold a valid driving license of the relevant type and is not disqualified to drive by law or for any other reason.

Important Notes

  • Please refer to the product materials for more information.
  • The policy does not cover losses, such as: Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures or breakages. War and related risks. For the full list of exclusions, please refer to the Policy Document.
  • This insurance product is underwritten by MSIG Insurance (Malaysia) Bhd [Company No:197901002705 (46983-W)]. MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
  • This insurance product is distributed by Bank Of China (Malaysia) Berhad (Company No:200001008645 (511251-V). Bank Of China (Malaysia) Berhad is a Licensed Bank under Bank Negara Malaysia. Assistance provided by Bank Of China (Malaysia) Berhad includes product enquiries, claims assistance or complaints, please contact us for further assistance.
  • By clicking on the link below, you will leave Bank of China (Malaysia) Berhad＊s page and by doing so, our Privacy Notice shall cease.

 

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Policy Service Enquiry

  • For more information, please call Bank of China (Malaysia) Berhad at +603-2059 5566 within office hours; or
  • Email: callcenter@bankofchina.com.my;

 

External Link Disclaimer

You will be redirected to MSIG Insurance (Malaysia) Bhd in a moment, click below "Buy Online" to proceed.
By doing so , you shall acknowledged that in the next step you will be redirected to MSIG Insurance (Malaysia) Bhd and shall be solely responsible for any purchase decisions, as well as for profits or losses that may arise, if any.

Things to know before purchase online:

In order to better protect your interest, before continue to purchase insurance online, you are reminded to consider factors as below:

  1. Insurable Objective: Your priority objective is for protection (such as life, accident, injury & etc), or preparation for medical and health (such as: hospitalization & etc).
  2. Coverage Tenor: Protection period should be more than your preference coverage period.
  3. Premium Tenor: Maximum premium paying period of the plan chosen should be within your committed premium paying period.
  4. Affordability: Premium amount should be not more than 50% of your Annual Income or Net Asset Value.
  5. You are located in Malaysia. This is because agreement signed out of Malaysia territory will not be protected by law and regulations of Malaysia.

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