Malaysian Ringgit Interest Rates
| Lending Rates | ||
|---|---|---|
| Type of Interest Rate | Effective Date | Interest Rate (% p.a.) |
| Base Lending Rates (BLR) | 15-Jul-25 | 6.35% |
| Base Rate (BR) | 15-Jul-25 | 3.55% |
| Standardised Base Rate (SBR) | 15-Jul-25 | 2.75% |
| Indicative effective lending rate for a standard housing loan(financing amount of RM350,000 for 30 years and has no lock-in period) is 4.55% | ||
| Normal Savings Account / Basic Savings Account | ||
| Savings Tiers | Effective Date | Interest Rate (% p.a.) |
| All Balance | 15-Jul-20 | 0.25% |
| MYR e-Savings Account | ||
| Savings Tiers | Effective Date | Interest Rate (% p.a.) |
| Up to MYR50,000 | 30-Dec-22 | 0.25% |
| Up to MYR500,000 | 30-Dec-22 | 0.35% |
| Up to MYR1,000,000 | 30-Dec-22 | 0.50% |
| Above MYR1,000,000 | 30-Dec-22 | 0.75% |
| Wealth Management Savings Account | ||
| Savings Tiers | Effective Date | Interest Rate (% p.a.) |
| Up to MYR50,000 | 15-Jul-20 | 0.25% |
| Up to MYR250,000 | 15-Jul-20 | 0.50% |
| Up to MYR1,000,000 | 15-Jul-20 | 0.75% |
| Above MYR1,000,000 | 15-Jul-20 | 1.00% |
| Fixed Deposit Account | ||
| Tenure | Effective Date | Interest Rate (% p.a.) |
| 1 Month | 08-Aug-25 | 2.15% |
| 2 Months | 08-Aug-25 | 2.15% |
| 3 Months | 08-Aug-25 | 2.35% |
| 4 Months | 08-Aug-25 | 2.35% |
| 5 Months | 08-Aug-25 | 2.35% |
| 6 Months | 08-Aug-25 | 2.40% |
| 7 Months | 08-Aug-25 | 2.40% |
| 8 Months | 08-Aug-25 | 2.40% |
| 9 Months | 08-Aug-25 | 2.45% |
| 10 Months | 08-Aug-25 | 2.45% |
| 11 Months | 08-Aug-25 | 2.45% |
| 12 Months | 08-Aug-25 | 2.50% |
| 13 to 60 Months | 08-Aug-25 | 2.50% |
Disclaimer : While every effort is made to ensure the accuracy of the rates published on the Bank's website, customers are advised to verify the rates with the Bank before placement.
