Photo Submission Date: 1 June 2024 - 30 June 2024, 11:59 PM (GMT+8)

• Photos must be taken with a pet (dog or cat), with or without the pet owner.
• Photo must have a caption which is based on the theme of ‘Love / Companion’爱. 陪伴 written in English or Chinese.
• Photos must be high-resolution JPG format, with a file size not exceeding 10 MB.
• Cropped and minor edits (e.g., colour adjustment, black and white conversion) are allowed.
• Adding or removing objects in the photos is not allowed.
• Photos must be taken by the participant, who must own the copyright. Stock photos or AI-generated images are not allowed.
• Submitted photos must not contain off-topic, partisan-political, contain advertising, nudity, personal attacks or expletives, or is otherwise abusive, threatening, unlawful, harassing, discriminatory, libellous, obscene, false, sexually explicit, or that infringes on the rights of any third party.

1. The photo will be judged based on the creativity, quality, originality, responsiveness to the theme of ‘Love / Companion’ 爱. 陪伴 and overall impact.
2. BOCM will shortlist 20 finalists (“Shortlisted Finalists”) based on 60% score from the vote (1 Like = 1 Point / 1 Comment = 2 Points / 1 Share = 5 Points), and 40% from the judges appointed by BOCM/MSIG. The 3 Winners of the contest will be selected from the 20 Shortlisted Finalists. The Shortlisted Finalists can reshare the post to earn more votes.
3. All the Shortlisted Finalists will be notified of their status and the name list of the Shortlisted Finalists will be published on BOCM’ Facebook https://www.facebook.com/BOCMalaysia, BOCM’s website (www.bankofchina.com.my).
4. Finalists will be rewarded with a personalized pet pendant with the name of the pet.
5. BOCM will inform the Shortlisted Finalists via e-mail to provide their contact number and correspondence address
6. BOCM will inform the Shortlisted Finalists via e-mail to provide their contact number and correspondence address to BOCM within 5 business days from the date of notification from BOCM, for the arrangement of the Gift delivery, failing which BOCM may disqualify the Shortlisted Finalist from receiving the Gift. BOCM will contact the finalist via email from eWealthBanking@bankofchina.com.my.

1. Finalists can share their finalist photos on BOCM's Facebook from July 5, 2024, to August 5, 2024, 11:59 AM (GMT+8) (or such other date as may be determined by BOCM) until the voting ends. Voting is calculated based on the number of LIKE, SHARE and COMMENT.

2. The shortlisted photos with the highest score will win the Prizes based on mechanism below:

• 1 Like = 1 Point
  
• 1 Comment = 2 Points
  
• 1 Share = 5 Points

3. Winners and Prizes:

• BOCM will announce the Winners on 9 Aug 2024 (or such other date as may be determined by BOCM) via BOCM's Facebook page.
• The top three photos with the highest scores will win the Prizes as listed below:
  • First Prize: MSIG Pet Insurance (Plan 3 - Dog/Cat), Pet Medical Benefits worth RM5000; or RM600 Cash Reward.
  • Second Prize: MSIG Pet Insurance (Plan 2 - Dog/Cat), Pet Medical Benefits worth RM3500; or RM500 Cash Reward.
  • Third Prize: MSIG Pet Insurance (Plan 1 - Dog/Cat), Pet Medical Benefits worth RM2000; or RM400 Cash Reward.

4. Rules and Terms

• BOCM will email to the Winners to arrange for the Prize delivery. Winners’ pets must meet the underwriting requirements set by MSIG in order to be covered by the Prizes (i.e MSIG Pet Insurance). BOCM will email the winners to collect the necessary information and submit the pet insurance application to MSIG; and the insurance premium will be sponsored by BOCM.
  
• For the avoidance of doubt, in the event the Winners opt for the MSIG Pet Insurance instead of the cash reward, the Winners are required to furnish all relevant information (including but not limited to the full name of the Winners, NRIC/Passport number and health conditions of the pet) for the purpose of MSIG Pet Insurance application. BOCM may disqualify the Winners from winning the Prizes in the event the Winners fail to furnish all required information to BOCM within 5 (five) business days from the date of notification from BOCM.
  
• Prizes and gifts are non-transferable, non-exchangeable, and non-redeemable for cash, and are subject to terms and conditions. No request for change of Prizes, or any parts, or appearances or accessories, or replacement or appeal will be entertained.
  
• In the event the Winners opt for the cash reward, the Cash Reward will be credited to the Winners’ deposit account maintained with BOCM.  Winners are required to open a deposit account with BOCM within 90 days from the date of notification by BOCM in order for BOCM to bank in the cash reward to him/her.
  
• Alternatively, the cash reward can be transferred to the Winners’ TouchnGo e-Wallet and the Winners are required to provide his/her mobile number to BOCM for the purpose of transferring the cash reward to his/her TouchnGo e-Wallet.

Terms and Conditions of LOVE MY PET Photo Contest apply.

The insurance products are underwritten by MSIG Insurance (Malaysia) Bhd [197901002705 (46983-W)]and distributed by Bank of China (Malaysia) Berhad [200001008645 (511251-V)].

MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible policy is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact MSIG or PIDM (visit www.pidm.gov.my). Bank of China (Malaysia) Berhad is a Licensed Bank under Bank Negara Malaysia. Assistance provided by Bank of China (Malaysia) Berhad includes product enquiries, claims assistance or complaints, please walk-in to any of our branches for further assistance.