Accounts Fees and Charges
Effective Date : 3rd March 2025
| Banking Services | Fees & Charges |
|---|---|
| RMB Demand Deposit Account: | |
| RMB Physical Note Deposit and Withdrawal | Service Charge:
0.2% on deposit/withdrawal amount* |
| Basic Current Account / Normal Current Account : | |
| Half yearly service charge | |
| All accounts with an average balance during the half year of less than MYR1,000.00 (except for new account opened in June or December). | MYR10.00 |
| Issuance of Cheque Book | MYR50.00 (RM1.00 stamp duty per cheque leaf) |
| Dishonoured cheque due to : | |
Insufficient funds and effect not cleared |
MYR150.00 |
| Stop payment instruction (upon customer request) | MYR10.00 per cheque |
| Withdrawal of stop payment instruction | MYR10.00 per request |
| Stop payment cheques presented with : | |
| Insufficient funds | MYR150.00 |
| Sufficient funds | MYR20.00 |
| Cheque Processing Fees | MYR0.50 per cheque on cheque issuer |
| Temporary Overdrawn | Service Charge: Interest at BLR+3.50%p.a. will be levied on the daily overdrawn balance or a minimum of MYR5.00 per month |
| Statement of Accounts | |
| Monthly | Free |
| Duplicate Statements | MYR2.00 per page, irrespective of the period |
| Destruction of Uncollected Cheque Books | MYR30.00 per cheque book |
| Audit enquiry/confirmation | MYR50.00 |
| Early Closure of Account (Within 3 Months of Account Opened) | MYR20.00 |
| Request for retrieval of cheque image | MYR10.00 per request plus the following:
|
| Cheque return charges (post-dated cheque) | MYR10.00 per cheque |
| Basic Savings Account / Normal Savings Account : | |
| Replacement of Savings Account Passbook | |
| Lost of passbook　 | Per book: Service charge: MYR10.00 + Stamp duty: MYR10.00 |
| Due to poor handling | Per book: Service charge: MYR10.00 |
| Early Closure of Account (within 3 Months of Account Opened) | Service charge: MYR20.00 |
| Dormant Account (Current & Savings Account) : | |
| Annual Service Fee | |
| With balance more than MYR10.00 | MYR10.00 |
| With balance of MYR10.00 and below | Account will be closed and the credit balance is to be absorbed as service fee |
| Fixed Deposit Account : | |
| Lost of Fixed Deposit Receipt　 | Per receipt: Service charge : MYR5.00 + Stamp duty : MYR10.00 |
| Foreign Currency Account : | |
| Any debit/credit transaction into/ from the Foreign Currency Account | Service Charge : **USD4.00 or its equivalent |
| Letter Of Reference Requested By Customer | |
| Irrespective of the purpose | Service charge : MYR20.00 per letter |
* Fees will be imposed in Ringgit Malaysia
** Foreign currency exchange based on the prevailing exchange rates
