Accounts Rate
Effective Date : 3rd March 2025

Banking Services Fees & Charges
RMB Demand Deposit Account:
RMB Physical Note Deposit and Withdrawal

Service Charge:

  • Up to RMB10,000: MYR10.00
  • Above RMB10,000:

0.2% on deposit/withdrawal amount*

Basic Current Account / Normal Current Account :
Half yearly service charge
All accounts with an average balance during the half year of less than MYR1,000.00 (except for new account opened in June or December). MYR10.00
Issuance of Cheque Book MYR50.00 (RM1.00 stamp duty per cheque leaf)
Dishonoured cheque due to :

Insufficient funds and effect not cleared

MYR150.00

Stop payment instruction (upon customer request) MYR10.00 per cheque
Withdrawal of stop payment instruction MYR10.00 per request
Stop payment cheques presented with :
Insufficient funds MYR150.00
Sufficient funds MYR20.00
Cheque Processing Fees MYR0.50 per cheque on cheque issuer
Temporary Overdrawn Service Charge: Interest at BLR+3.50%p.a. will be levied on the daily overdrawn balance or a minimum of MYR5.00 per month
Statement of Accounts
Monthly Free
Duplicate Statements MYR2.00 per page, irrespective of the period
Destruction of Uncollected Cheque Books MYR30.00 per cheque book
Audit enquiry/confirmation MYR50.00
Early Closure of Account (Within 3 Months of Account Opened) MYR20.00
Request for retrieval of cheque image

MYR10.00 per request plus the following:

  • MYR1.00 per cheque image within 1 year; or
  • MYR5.00 per cheque image more than 1 year
Cheque return charges (post-dated cheque) MYR10.00 per cheque
Basic Savings Account / Normal Savings Account :
Replacement of Savings Account Passbook
Lost of passbook  Per book:
Service charge: MYR10.00 +
Stamp duty: MYR10.00
Due to poor handling Per book:
Service charge: MYR10.00
Early Closure of Account (within 3 Months of Account Opened) Service charge: MYR20.00
Dormant Account (Current & Savings Account) :
Annual Service Fee  
With balance more than MYR10.00 MYR10.00
With balance of MYR10.00 and below Account will be closed and the credit balance is to be absorbed as service fee
Fixed Deposit Account :
Lost of Fixed Deposit Receipt  Per receipt:
Service charge : MYR5.00 +
Stamp duty : MYR10.00
Foreign Currency Account :
Any debit/credit transaction into/ from the Foreign Currency Account Service Charge : **USD4.00 or its equivalent
Letter Of Reference Requested By Customer
Irrespective of the purpose Service charge : MYR20.00 per letter


* Fees will be imposed in Ringgit Malaysia

** Foreign currency exchange based on the prevailing exchange rates