Description/ Services

Fees & Charges

Sales & Service Tax (‘SST’)

Housing Loan, Flexi Housing Loan, Term Loan, Overdraft

Set Up fee

(applicable  for loan for the purchase of housing / property only)

8% SST is applicable

Monthly Maintenance Fee

(applicable to Flexi Housing Loan)

RM10 per month

No SST

Redemption Statement

(applicable  to Housing Loan / Flexi Housing Loan )

RM50 per request

8% SST is applicable

Letter of confirmation for EPF withdrawal

RM20 per request

8% SST is applicable

Retrieval / photocopy of security documents

RM25 per document per copy

8% SST is applicable

Certified documents/signature verification for Bank of China’s overseas branch

RM200 per request

8% SST is applicable

Ad-hoc duplicate loan statement request

RM2 per page, irrespective of the period

8% SST is applicable

Late Payment Charges

(not applicable to Overdraft)

1.00% per annum on the amount in arrears

No SST

Commitment Fees

(applicable to Overdraft facility)

1.00% p.a. will be charged on the unutlised amount for Overdraft facilities exceed R250,000

No SST

Excess Fees

(applicable to Overdraft facility)

1.00% per annum on the excess utilized amount

No SST

Stamp Duty

As per Stamp Duty Act 1949 (revised 1989)

No SST