The Enhanced Basic Savings Account is a Ringgit Malaysia with interest-bearing passbook account. Customers can withdraw the usable balance in the account at any time.

• Passbook or Monthly hardcopy statement/e-Statement will be provided.
• Initial Deposit of MYR20.
• Minimum interest rate of not lower than 0.25%p.a.
• No service or maintenance fee.
• No issuance and annual fee for debit card.

Please refer to our Bank's latest Service Rates & Tariffs listing.

Please refer to our latest published Savings Account interest rate.

Interest will be payable every half yearly.

Malaysian citizens or permanent residents who fulfil any of the following criteria:

1. Individuals aged 60 years and above (senior citizens); or

2. Individuals aged 18 years and above who are –

i. Persons with disabilities (not limited to Orang Kurang Upaya (OKU) card issued by relevant authorities under the Malaysian Government to affirm a person is disabled.)

ii. Individuals who do not have income or are in the lower income category;

iii. Not digitally savvy or reside in areas with poor internet connectivity; or 

iv. Full-time students;

3. Malaysian citizen or permanent resident individuals aged under 18 years old. 

Note: The list is not exhaustive. The Bank may require applicant to submit additional documents on a case-to-case basis.

Kindly visit any of our branches for account opening. For detailed "Terms and Conditions Governing Deposit Account", please click here.

Protected by PIDM up to RM250,000 for each depositor