MSIG Travel SafeGuard Insurance 

We understand that your trip is more than just a destination, as travel today comes with new opportunities and new risks. That’s why we go above and beyond with MSIG Travel SafeGuard Insurance that provide comprehensive protection wherever you go, with digital first features like WhatsApp emergency assistance, online purchase protection and round-the-clock global support, ensuring that every step of your trip is safe, smarter and worry-free. It also provides a 24-hour worldwide travel assistance hotline that you can call for information and advice, in times of need. 

There are Single Trip for either Insured only/Insured and Spouse/Family Plan; or Annual cover travel insurance for frequent and business travelers to cover an unlimited number of trips in a policy year.

Key Benefits

  • High coverage up to RM500,000.
  • Covers both business and leisure trips.
  • Covers death or bodily injury caused by hijacking and terrorism.
  • Covers adventurous activity such as bungee jumping, sky diving, helicopter rides for sightseeing, hot air ballooning & etc.
  • Cover against fraud when booking and paying for online travel-related services by credit card, debit card or digital wallet.
  • First four consecutive hours of delay at RM200 and every subsequent six consecutive hours of delay at RM200 subject to a maximum amount of RM2,400 (Travel Shield), RM3,600 (Travel Max) & RM1,600 (Golden Joy). Chartered flights (scheduled) are covered.
  • Child care reimbursement up to RM15,000.
  • Covers illness and injury whilst travelling overseas. Covers include alternative medicine, hospital income, Traditional Chinese Medicine (TCM) and follow-up medical treatment in Malaysia.
  • Emergency Medical Evacuation, repatriation, burial and cremation expenses are covered.
  • 24-hour Worldwide Travel Assistance Hotline: +603 2166 3080, Instant WhatsApp emergency support +1 980 499 5888 while overseas. 
  • Optional add-ons (alternative transport top-up, cruise benefit, golf benefit and pet benefit).

Eligibility

  • All Malaysians, Permanent Residents, Non-Residents, Work Permit/Employment Pass Holders or otherwise legally employed persons in Malaysia and their Dependents.
  • Student studying abroad can only purchase one-way cover.
  • Family Plan is permitted for Single Trip only and the age limit of child is between 15 days and 17 years.
  • For Annual Cover, all applicants must be between 15 days and 64 years old at first enrolment. Cover may be granted beyond age 64 provided you were enrolled in the Plan before that age and have remained continuously covered thereafter, up to the maximum age of 80.

Important Notes

  • Please refer to the product materials for more information.
  • The policy does not cover any costs that you can recover from the tour operator, airline, hotel or other service provider. For the full list of exclusions, please refer to the Policy Document.
  • This insurance product is underwritten by MSIG Insurance (Malaysia) Bhd [Company No:197901002705 (46983-W)]. MSIG Insurance (Malaysia) Bhd is a member of PIDM. The benefit(s) payable under eligible certificate/policy/product is (are) protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact MSIG Insurance (Malaysia) Bhd or PIDM (visit www.pidm.gov.my).
  • This insurance product is distributed by Bank Of China (Malaysia) Berhad (Company No:200001008645 (511251-V). Bank Of China (Malaysia) Berhad is a Licensed Bank under Bank Negara Malaysia. Assistance provided by Bank Of China (Malaysia) Berhad includes product enquiries, claims assistance or complaints, please contact us for further assistance.
  • By clicking on the link below, you will leave Bank of China (Malaysia) Berhad's page and by doing so, our Privacy Notice shall cease.

 

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Policy Service Enquiry

  • For more information, please call Bank of China (Malaysia) Berhad at +603-2059 5566 within office hours; or
  • Email: callcenter@my.bank-of-china.com

 

External Link Disclaimer:

You will be redirected to MSIG Insurance (Malaysia) Bhd in a moment, click below "Buy Online" to proceed.
By doing so , you shall acknowledged that in the next step you will be redirected to MSIG Insurance (Malaysia) Bhd and shall be solely responsible for any purchase decisions, as well as for profits or losses that may arise, if any.

Things to know before purchase online:

In order to better protect your interest, before continue to purchase insurance online, you are reminded to consider factors as below:

  1. Insurable Objective: Your priority objective is for protection (such as life, accident, injury & etc), or preparation for medical and health (such as: hospitalization & etc).
  2. Coverage Tenor: Protection period should be more than your preference coverage period.
  3. Premium Tenor: Maximum premium paying period of the plan chosen should be within your committed premium paying period.
  4. Affordability: Premium amount should be not more than 50% of your Annual Income or Net Asset Value.
  5. You are located in Malaysia. This is because agreement signed out of Malaysia territory will not be protected by law and regulations of Malaysia.

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