Bonus Interest Reward Campaign


Bonus Interest Reward Campaign

Campaign Period:

2 May 2023 - 31 October 2023

Eligible Customer:

Open to New and Existing BOCM individual customers aged 18 years and above (including BOCM’s permanent and contractual employees).

Campaign Details:

1. On top of Participating Account’s prevailing Base Interest Rate, Eligible Customers who fulfil the below Wealth Product Purchase Requirement during the Campaign Period will be entitled for Bonus Interest Rate as stipulated in Table below.

Bonus Interest Rate   Wealth Product Purchase Requirement
2.75% p.a. Bonus Interest Rate on Participating Account’s Incremental Balance (IB); subject to minimum IB of RM0.01 and maximum IB which equivalent to 3 times of Eligible Wealth Product purchase price during the Campaign Period. New purchase of Participating Wealth Product with minimum aggregation amount of RM50,000 during the Campaign Period.


2. Participating Account: MYR Normal/Basic Savings Account, MYR Wealth Management Savings Account and MYR e-Savings Account.
3. Participating Wealth Product: Unit Trust and Retail Bonds products
4. Bonus Interest for Participating Account will be calculated according to the formula below:

Incremental Balance (IB) x Bonus Interest Rate x Number of days in Month 
365 days


1) “Incremental balance” refers to an increase in Average Daily Balance (defined below) in relation to the Participating Account for a given month compared against the Baseline.
2) “Average Daily Balance” refers to the sum of the daily-end balances for a given month during the Campaign Period, divided by the number of days in the month.
3) “Baseline” refers to balance of Participating Account as at 1st day of the month that customer purchased the eligible wealth product during Campaign Period. In the event where the Participating Account is opened during Campaign Period, the Baseline will be RM0.
4)  “Campaign Month” refers to a calendar month within the Campaign Period, which are May, June, July, August, September and October of 2023.

5. Bonus Interest will be calculated at the end of each Campaign Month, subject to minimum Participating Account’s Incremental Balance of RM0.01 and maximum which is equivalent to 3 times of the purchase price of the new purchase of Eligible Wealth Product during Campaign Period, and the Bonus Interest will be credited into the active Participating Account within thirty (30) days from the end of each Campaign Month or on such other date as determined by BOCM.
6. No campaign entry form or registration of participation is required to participate in the Campaign.
7. The Sales Charge for Participating Wealth Product purchase must be equal to or more than 1.30%.
8. Terms and Conditions apply.
Savings Account is protected by PIDM up to RM250,000 for each depositor
Member of PIDM

The Campaign is available at all BOCM branches in Malaysia and Bank of China Mobile Banking. For detailed “Bonus Interest Reward Campaign” Terms and Conditions, please click here