Introduction

e-Savings Account is an enviromental-friendly Ringgit (MYR) and Renminbi (RMB) Savings Account where no passbook nor hardcopy statement will be issued to the accountholder. The Accountholder will be receiving the e-Statement via email on monthly basis indicating the transaction history for the past 1 month.

Product Features

  • No Passbook nor hardcopy statement will be issued.
  • Account can be opened singly or jointly.
  • Support 2 types of currencies i.e. Ringgit Malaysia (MYR) and Renminbi (RMB).
  • Initial Deposit of MYR20 (For MYR e-Savings Account) or RMB20 (For RMB e-Savings Account).
  • Interest bearing deposit account.
  • provide e-Statement on a monthly basis.
  • Must sign up Mobile Banking and/or Internet Banking.

Fees & Charges

Please refer to our Bank's latest Service Rates & Tariffs listing.

Interest Rate

Please refer to our latest published Malaysia Ringgit interest rate (For MYR e-Savings Account) and Foreign Currency interest rate (For RMB e-Savings Account).

Interest Calculation

Interest will be calculated daily and credited monthly.

Eligibility

All Malaysian citizens, permanent residents and foreigner aged 18 years old and above.

Required Documents

Type of Account Account Opening Documents
Malaysian citizens or permanent residents
  • Valid National Registration Identity Card (NRIC) such as MyKad; and/or
  • Other supporting documents such as driving licence, passport, etc.

 

Note: One of the Residential / Permanent / Correspondence address must be same with NRIC, otherwise one of the following applicant's supporting document must be provided;

  • A current utility bill; or
  • latest bank statement; or
  • stamped tenancy agreement; or
  • latest telecommunication bills.  
Foreigner
Foreigner working in Malaysia
  • Valid Passport with enforceable for at least 6 months; and
  • A valid Work Permit with enforceable for at least 6 months; and 
  • A employment letter; and
  • Document to prove address in Malaysia*; and/or
  • Other supporting documents.
Foreigner with Dependant visa
  • Valid Passport with enforceable for at least 6 months; and
  • A Dependant visa with enforceable for at least 6 months; and
  • A valid Marriage Certificates (if married to Malaysian Resident); and
  • Document to prove address in Malaysia*; and/or
  • Other supporting documents.
Foreigner with MM2H visa  
  • Valid Passport with enforceable for at least 6 months; and
  • A MM2H visa with enforceable for at least 6 months; and/or
  • Other supporting documents
Foreign Student
  • Valid passport with enforceable for at least 6 months; and
  • A valid student visa with enforceable for at least 6 months; and
  • An enrollment letter from the College/School; and
  • Document to prove address in Malaysia*; and/or
  • Other supporting documents

 

* One of the following applicant's supporting document must be provided; 

  • A current utility bill; or
  • latest bank statement; or
  • stamped tenancy agreement; or
  • latest telecommunication bills.   

Note:
1) The list is not exhaustive. The Bank may require applicant to submit additional documents on a case-to-case basis.

Application Procedures

Kindly visit any of our branches for account opening. For detailed "Term and Conditions Governing Deposit Account" , please click here.

Protected by PIDM up to RM250,000 for each depositor